This Free App Makes It Easier to Manage Your Credit Card Debt

With the help of a free app called Tally, you can take control of your credit card bills, pay off your balances sooner, and save hundreds of dollars in interest.

Organize your credit card payments

Tally is the world’s first automated debt manager. It’s like having a credit card guru in your pocket.

Connect your credit cards with the app, and let Tally track your billing schedules, due dates, minimum payments, and card APRs.

You’ll make a single payment to your Tally account each month, and let it manage your credit card bills. That means Tally will make your payments on time, every time, and focus on paying your bills in a way that gets you out of debt the fastest.

That means no more late fees, no more ridiculous interest rates, and no more headaches.

Plus, Tally offers late fee protection, so if your due dates are coming up and you’re still waiting for a check, your Tally credit line will kick in and cover your payments. With Tally you can rest easy knowing that you’ll meet your minimum payments no matter what, even if you’re low on funds.

You can also rest easy knowing your data is transmitted using SSL encryption (a nerdy way of saying Tally is 100% secure), and that Tally will never save your personal info or share it without your permission.

Kiss your credit card debt goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Explore better rates

An average savings of $5,300

The world is hectic enough as it is right now without having to worry about your credit card bills. Tally makes managing your debt easier, and could save you a bundle — on average, Tally users have seen savings of $5,300 over the past three years¹.

So stop stressing about your credit cards and sign up for Tally today.

1 Tally calculated this average in May 2019 and compared the interest users would pay with and without Tally. Tally evaluated users with a Tally line of credit between 11/2017 and 02/2019 and assumed they stay Tally users until their Tally and credit card balances are fully repaid. Tally excluded delinquent users, users who did not use Tally’s line of credit, and credit cards with APRs lower than the Tally APR (since Tally wouldn’t pay those cards, except for late fee protection). For each user, Tally assumed 1) an average APR weighted by the user’s initial credit card balances and APRs; 2) an average monthly payment based on the user’s payment history while using Tally; and 3) an average monthly credit card spend based on the user’s spend while using Tally.