Retirement Planning

America’s Spending Has Spiked 25% — Putting Retirees at Risk of This 1 ‘Spending Shock.’ Here’s How Much Emergency Savings It Calls for and Why Your ‘Retirement Readiness’ Depends on It

When it comes to retirement, an ounce of prevention is worth a pound of cure.

By Maurie Backman

‘The System Is a Shambles’: Doge’s SSA Staff Cuts Spark Long Waits and Have Beneficiaries Fuming. Experts Urge Older Americans To Prepare for Delays — Here’s How You Can Lessen the Impact

“I didn’t know he was going to pull this.”

By Jessica Wong

Should I Stop My 401(k) Contributions to Build My Emergency Fund in Case the US Goes Into a Recession in 2025?

One approach lets you do both — supersize your war chest and keep investing.

By Chris Clark

Latest Articles

Looking To Shore Up Your Retirement Savings? The 3 Unexpected High-Value Assets You Can Consider Selling To Help Fund Your Golden Years

By Monique Danao| 04.17.2025
I’m 31, Making $70K Annually and Worried About a Recession. Should I Be Doing Anything Differently With My 401(k) Right Now?

By Maurie Backman| 04.17.2025
Maximum Social Security in America Will Reach a Record $5,108/Month in 2025 — but US Seniors Still Need To Meet 3 Key Criteria. Here’s What You Need To Do

By Maurie Backman| 04.14.2025
I’m 62, and I’ve Been Working the Last 43 Years. I Haven’t Set a Retirement Date Yet. How Do I Know When It’s the Right Time To Pull the Trigger?

By Maurie Backman| 04.08.2025
Finance Expert Ramit Sathi says it’s Time to Ditch Outdated Retirement Advice and Rethink what a Rich Life Really Means.

By Victoria Vesovski| 04.08.2025
Mark Cuban Mocks DOGE for ‘Being the First’ To Cut Social Security Checks — by Ending Phone Services, Closing Offices, and Making Grandma ‘Finally Get Online.’ Here’s What Could Happen

By Vishesh Raisinghani| 04.07.2025
I Have $2,700 in Extra Retirement Income Each Month. Is It Enough and What Should I Do With This Money?

By Christy Bieber| 04.04.2025
I’m an Artist Who Makes $80K/Year — but Major Home Repairs Have Depleted My Emergency Savings. Should I Pause My Retirement Contributions To Rebuild My Emergency Fund?

By Christy Bieber| 04.04.2025
This Former Minimum-Wage Worker Retired at 39 With a $3.5M Nest Egg — Now He’s an American Expat Living off $185K in Dubai. Here’s How He Achieved Freedom So Early (and How You Can Too)

By Chris Clark| 04.01.2025
Dave Ramsey claims any American can become a millionaire if you follow 8 specific tips — here’s how you can put his wisdom into action

By Gemma Lewis| 04.01.2025
Suze Orman helped this 67-year-old low-income retiree figure out the best order for tapping into her retirement accounts. Are you doing it right?

By Victoria Vesovski| 03.31.2025
Is $1.5 Million the New ‘Magic Number’ for Retirement Savings? Here Are the Top 4 Best and Worst States for Making It Last

By Vawn Himmelsbach| 03.31.2025
The US made major Social Security changes for 3 groups of older Americans — here’s how it could impact you in 2025 (and beyond)

By Vawn Himmelsbach| 03.26.2025
I’m 65 and Eligible for Pension but I’m Still Working: Should I Keep My Job or Retire Now?

By Sarah Li-Cain, AFC| 03.26.2025
Is Health Insurance a Bigger Factor Than You Thought? How To Evaluate the True Cost of Health Insurance When Planning for Retirement and Your Long-Term Financial Health

By Maurie Backman| 03.25.2025
Hey Trump, Do Something! Only 28% of American Voters Believe Workers Have the Tools to Save for Retirement, Survey Says — While a Vast Majority Want the Government to Help Them

By Chris Clark| 03.24.2025
Andover Community Steps Up To Help 82-Year-Old Get a New Home After His Had To Be Demolished: The Financial Challenges of Aging and How To Plan for Housing Needs As You Grow Older

By Jessica Wong| 03.24.2025
I’m 55 Years Old and Just Started 401(K) Matching, but Can Only Afford To Set Aside 3% of My Paycheck. Is It Even Worth Contributing and Will It Be Enough for a Secure Retirement?

By Chris Clark| 03.22.2025
I’m 57, Divorced and Make $170K/Year, but Only Have $60K in a 401(K). I Help My Mom and Kids Financially, and I Don’t Feel Like I’ll Ever Be Able To Retire. Is There Any Hope?

By Christy Bieber| 03.14.2025
New Legislation Means More Than 3.2 Million People Will Get a Larger Social Security Check — What This Means for Your Retirement Plans

By Christy Bieber| 03.10.2025
I’m 45, Self-Employed, and Don’t Have Access to a 401(k). I Save $15,000/Year, but Not Sure What To Focus On. What’s the Best Strategy for an American Without a Workplace Retirement Plan?

By Maurie Backman| 03.05.2025
Dave Ramsey Warns Nearly 50% of Americans Are Making 1 Big Social Security Mistake — Here’s What It Is and 3 Simple Steps To Fix It ASAP

By Vishesh Raisinghani| 03.04.2025
We’re in Our 60s, Retired, Have $70,000 in Savings and Social Security of About $3,780/Month. But High Healthcare Costs Eat Into Our Budget — How Can We Survive at Least 20 More Years?

By Christy Bieber| 03.04.2025
I’m Thinking About Retiring in Canada for the Lower Healthcare Costs — What Are the Big Steps To Make That Happen and How Will My Social Security, 401(K) and IRA Work Across Borders?

By Vawn Himmelsbach| 03.03.2025
‘I Never Thought That I Would Be Able to Retire’: This Former Public School Teacher Went From $0 in Savings at 50 to a Comfortable Retirement at 70 – Here’s How She Did It

By Victoria Vesovski| 03.02.2025
Americans in Their 50s Keep Hitting These 5 Big Roadblocks to Retirement Saving — Here’s How to Break Through and Start Building Real Riches

By Christy Bieber| 02.20.2025
A Record Number of Americans Now Have $1,000,000 Saved in Their 401(k)s — but It’s Probably Fewer Than You Think

By Maurie Backman| 02.18.2025
‘Raise Our Taxes To Save Social Security,’ Say a Whopping 85% of Americans — Do You Agree With the Overwhelming Majority?

By Vawn Himmelsbach| 02.18.2025
Here are 5 big things that disappear after you retire in America — are you prepared to lose them all?

By Chris Clark| 02.16.2025
I Kept My Finances Separate in My First Marriage, Should I Do the Same When Remarrying, at 50, or Combine Our $500,000 Retirement Savings?

By Christy Bieber| 02.14.2025
This 62-Year-Old Tennessee Woman Was Shocked To Find Out Her Husband Drained Their Retirement Nest Egg Behind Her Back — and Left Them $126K in Debt. Here’s Rachel Cruze’s ‘Rare’ Solution

By Vishesh Raisinghani| 02.14.2025
I’m Retired and Own a Vanguard Account from a Previous Employer But I’m Worried About Trump. How can I Crashproof my Money Without Moving it all to Savings and Paying a Big Tax Bill?

By Maurie Backman| 02.13.2025
I’m 31 and Just Inherited $1,400,000 From My Mom Who Recently Passed Away — I’m Also Engaged To Be Married. Should I Sign a Prenup or Will That Look Bad?

By Christy Bieber| 02.12.2025
I’m 59 With Just $42,000 in My 401(k), $77,000 in Student Loans, and No Property — After a Lifetime of Steady Work and Past Struggles, Is My Retirement Doomed?

By Christy Bieber| 02.11.2025
Mark Cuban says he drove a $200 car with floorboard holes and lived on mac and cheese to retire early

By Gemma Lewis| 02.04.2025
I’m 63, Fed Up With Work, and Plan To Retire in 6 Months — but I Only Have $850,000 Saved. Is That Enough for a Comfy Income or Do I Need To Consider Part-Time Consulting Work?

By Christy Bieber| 02.04.2025
I was married to my ex-husband for 15 years, never remarried, and I'm collecting Social Security based on my own earnings. If he dies before me, can I switch to his higher survivor benefits?

By Vawn Himmelsbach| 01.31.2025